Build Cash Value and Protect What Is Important -- FAMILY.
Level Premiums and Lifelong Protection
Whole life insurance helps your family prepare for the unexpected. It builds tax-deferred cash value you can use for a family's loss of income, mortgage costs, or educational needs -- or to leave a legacy for the next generation. GCU Whole Life insurance policies offer level premiums and life insurance protection for as long as you live, provided that premiums are paid as required to keep the policy in force. We offer Whole Life policies that can be paid with a single premium, premiums payable to age 121, or premiums payable for a 20 year period.*
Guaranteed level premiums. The premiums you pay are guaranteed to remain the same for the life of the policy, regardless of age or health.
Guaranteed death benefits. Beneficiaries will receive at least the face amount of the policy upon the death of the insured, assuming you do not have outstanding policy loans and that the policy premiums are paid on time.
Guaranteed cash value. Your cash value will grow each year, tax-deferred, until it matches the face value of your policy. When you need it most, you'll have access to your cash through loan and withdrawal options.
Enjoy a lifetime of benefits
Premium payments options at a single pay, or 20 years.
Tax-deferred growth of cash value.
Death benefits generally pass on income tax-free to your beneficiaries.
Eligible to earn dividends; however, dividends are not guaranteed.
Issue age nearest birthday 0-85
Minimum face amount of $5,000 ages 0-21
Minimum face amount of $5,000 ages 22-85
Sample Rates
The table below are for a 35-year-old male, non-smoker, in good health.
Get a quote, contact your GCU agent or call 855-306-0607 to get personal pricing.
Life time Payments
20 year Payments
Single Premium
Monthly EFT
$54.95
$75.20
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Annual
$610.50
$835.50
$11,050.00
Face Amount
$50,000
$50,000
$50,000
*Policy loans do accrue interest, and any outstanding policy loans and interest will reduce the death benefit and cash value.
